CRA Confirms GST/HST Credit Increase — Updated $179 Benefit Scheduled for 30th November Nationwide

Millions of Canadians will receive a higher GST/HST credit this year, with the Canada Revenue Agency (CRA) confirming an updated maximum benefit of approximately $179 per eligible adult. The increase, scheduled to be paid on 30 November 2025, comes as households continue to face rising costs for groceries, rent, utilities and insurance. In Moncton, single mother Valérie Ouellet said the boost “means a little more breathing room right before winter sets in”.

The GST/HST credit is a tax-free quarterly payment designed to help low- and moderate-income Canadians offset sales taxes. The November instalment will reflect new indexation adjustments tied to income and inflation data.

What’s Changing on 30 November 2025

• The maximum GST/HST credit for eligible single adults increases to about $179.
• Families will see higher child amounts added to their household credit.
• The CRA will automatically calculate eligibility from 2024 tax returns.
• Payments will be issued via direct deposit or cheque on 30 November.
• Canadians with unfiled taxes or outdated personal details may not receive their payment on time.

Real Stories Behind the Update

For Windsor retiree Patricia Lowe, the increase helps cover winter heating costs. “Hydro bills jump the moment it gets cold. Even a small bump in the credit helps keep the house warm,” she said.

Meanwhile, Vancouver student Dean Patel said the payment helps stretch his limited budget. “Food prices are brutal. The GST credit always hits at the right time,” he said.

Government Statements

A CRA representative said the adjustment reflects federal indexation requirements. “The GST/HST credit ensures that low- and moderate-income households receive meaningful tax relief. Updated benefit levels are tied to inflation and income data to maintain purchasing power,” they said.

The agency also reminded Canadians to double-check their direct deposit and address information to avoid disruptions.

Analysis and Data Insight

More than 11 million Canadians depend on the GST/HST credit each year. With inflation still affecting essentials, affordability pressures remain elevated across provinces. Federal data suggests individuals earning under $45,000 and families earning under $65,000 gain the most from regular credit increases.

The November payment forms part of the quarterly distribution schedule, with additional increases expected in 2026 under routine indexation.

Comparison Table: GST/HST Credit Adjustments

Category	Previous Maximum	November 2025 Maximum	Notes
Single Adult	Around $164	Around $179	Inflation-linked increase
Couple	Around $316 combined	Higher combined total	Depends on income
Child Amount	Around $86 per child	Increased	Added to household total
Payment Frequency	Quarterly	Quarterly	No change
Payment Method	Direct deposit/cheque	Same	Ensure information is updated

What You Should Know

Canadians expecting the November credit should:

• File their 2024 taxes if they haven’t already.
• Confirm bank details and mailing addresses in CRA MyAccount.
• Watch for CRA notifications as payments approach.
• Understand that the GST/HST credit may take a few business days to appear.
• Avoid clicking links in emails — CRA will not send login prompts through message links.

Q&A Section

1. Who qualifies for the GST/HST credit?
   Low- and moderate-income Canadians based on 2024 tax returns.
2. Do families receive more than singles?
   Yes, families get additional child amounts.
3. Is the payment taxable?
   No, it is non-taxable.
4. When will it arrive?
   Scheduled for 30 November 2025.
5. Do I need to apply?
   No, filing a tax return automatically enrolls you.
6. What if I didn’t file taxes?
   You will not receive the credit until you file.
7. Can payment be delayed?
   Yes, if bank details or address information is outdated.
8. Does it affect other benefits like OAS or GIS?
   No, GST/HST credits do not affect other federal supports.
9. How do I check my exact amount?
   Log in to CRA MyAccount under Benefits.
10. Can students receive it?
    Yes, if income is within the qualifying range.
11. Is this increase permanent?
    It reflects indexation and will update again in 2026.
12. Can CRA withhold the credit for debts?
    Certain federal debts may impact the amount.
13. Will I be notified before the payment?
    Most recipients receive a notice in CRA MyAccount.
14. Can couples split the credit?
    No, it is paid to one partner on behalf of the household.
15. Does moving provinces affect the credit?
    No, GST/HST credits are federal and uniform nationwide.