Millions of Canadians will receive a higher GST/HST credit this month, with the Canada Revenue Agency confirming that an updated 179-dollar payment will be deposited nationwide on 29 November. For many low- and middle-income households, the increase comes at a time when inflation continues to push up grocery, transport and utility costs.
In Winnipeg, single parent Darlene McKay said the credit has become essential for her family budget. “Every month feels harder than the last,” she said. “A little extra means I don’t have to choose between groceries and winter clothing for my kids.” Her story reflects the pressure many Canadians face as living expenses rise faster than incomes.
Here is what the increase means, who qualifies and how to ensure the payment arrives on time.
What’s Changing
- The GST/HST credit has been updated, with eligible adults set to receive 179 dollars on 29 November.
- The amount represents the next scheduled quarterly benefit, adjusted for annual indexation.
- Payment totals vary based on income, marital status and number of children.
- Canadians must have filed their latest tax return to receive the updated credit.
- Direct deposit recipients will receive funds immediately, while mailed cheques may take longer.
Real Stories Behind the Benefit
In Halifax, retiree Samuel Porter said the GST/HST credit helps cover the rising cost of prescription copayments. “It doesn’t solve everything, but it fills the gap between my pension and the bills,” he said.
For new parents in Toronto, the payment often covers essentials such as diapers, formula and transit fares. Many describe the credit as a lifeline during months when unexpected expenses appear.
Government Statements
A federal spokesperson said the updated payment reflects the government’s commitment to supporting Canadians during a period of sustained cost pressure. The official noted that the GST/HST credit is designed to target those most affected by inflation.
Another government representative encouraged Canadians to ensure their information with the CRA is up to date, stressing that missing banking details or outdated tax filings are the most common reasons for delayed payments.
Data Insight
More than 11 million Canadians receive the GST/HST credit each quarter, making it one of the country’s most widely accessed affordability supports. Analysts point out that families earning below the national median see the largest proportional benefit from these quarterly payments.
Internal modelling suggests that the 179-dollar November payment could inject hundreds of millions of dollars into local economies as households spend on essentials.
Comparison of GST/HST Credit Amounts
| Recipient Type | Typical Quarterly Amount | Notes |
|---|---|---|
| Single adult | Around 179 dollars | Amount may vary slightly based on income |
| Married or common-law couple | Combined higher rate | Calculated per household |
| Each eligible child | Additional payment per child | Paid to the primary caregiver |
What You Should Know
- The CRA issues the GST/HST credit automatically to those who qualify; no separate application is required.
- Eligibility is based on net family income reported on the most recent tax return.
- Payments are tax-free and do not affect other federal or provincial benefits.
- Canadians can track their payment status through their CRA online account.
- Those who have not filed a tax return will not receive the 29 November payment.
Q&A: Your Questions About the 179-Dollar GST/HST Credit
1. Who qualifies for the GST/HST credit?
Individuals and families with low or modest incomes who have filed their tax return are automatically assessed.
2. Will every adult receive 179 dollars?
Most eligible adults will receive the updated amount, but income levels may adjust the final payment.
3. Is the benefit taxable?
No. The GST/HST credit is fully tax-free.
4. Do I need to apply for the credit?
No application is required; filing your tax return is sufficient.
5. What if I recently changed my banking details?
Update your CRA account promptly to avoid delays.
6. Can newcomers to Canada receive the credit?
Yes, once they meet residency and income requirements and file a tax return.
7. What happens if my income increased this year?
Your next assessment may reduce future payments, but the 29 November amount is based on your last return.
8. Will parents receive extra money?
Yes. Eligible families receive an additional amount for each child.
9. What if I don’t receive the payment on 29 November?
Cheque recipients may need several extra days; direct deposit delays may require contacting the CRA.
10. Can I check my upcoming amount early?
Yes. The CRA online portal shows upcoming payments.
11. Does this payment affect provincial benefits?
No, the GST/HST credit does not reduce other provincial supports.
12. Can I receive back payments if I file late?
Yes, retroactive amounts may be issued once your return is processed.
13. Does marital status affect the amount?
Yes, couples are assessed jointly, which may change the payment total.
14. What if I separated recently?
Update your marital status with the CRA as soon as possible.
15. How often is the credit paid?
It is issued quarterly, typically in January, April, July and November.
Hi, I’m Sam. I cover government aid programs and policy updates, focusing on how new initiatives and regulations impact everyday people. I’m passionate about making complex policy changes easier to understand and helping readers stay informed about the latest developments in public support and social welfare. Through my work, I aim to bridge the gap between government action and community awareness.
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